Car crashes are mostly preventable.
Very little luck is involved.
Being careful, paying attention, not speeding or tailgating, etc.
Here is a great song I heard today on KCRW called "Get Lucky." BTW I'm pretty sure most females, when polled, would say that being a passenger in a car of a speeding driver is not going to end with you getting lucky.
Just putting it out there.
http://youtu.be/T5Cp55MvX54